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PayMax

Designed for large-scale palm payment in financial and retail environments. PayMax enables users to pay with a wave of their hand across retail checkout, banking, vending and other contactless payment scenarios, combining palm recognition with payment-grade security.

Main Features

Ultra-Secure and Highly Accurate Identity Verification Solution for Large-Scale Payment Scenarios

System Capacity

0

Palm Database

Performance

0.2%False Rejection Rate (FRR)
0.000001%False Acceptance Rate (FAR)
Security Tier

Security Tier

Financial & Payment Grade

Safety Priority

Safety Priority

High-accuracy & Privacy Protection

Recognition Mode

Recognition Mode

Dual-Modal & Backend Recognition

Cases

Financial-Grade Identity Verification for Retail, Banking, and Payments

Challenge

Beijing's subway needed a faster, more convenient fare payment experience for frequent commuters on the Daxing Airport Line, especially during busy periods

Use Case

Passengers can use palm-scan fare payment, entering the subway with a simple hand scan instead of relying on phone, transit cards, or tickets

PalmAI Solution

PalmAI enables secure hand payment for transit scenarios, utilizing safe, reliable contactless identity verification to support fast, user friendly entry

daxing-subway

Challenge

Tencent and Visa aimed to bring palm-based payment technology to international payment scenarios, making everyday transactions more seamless and accessible

Use Case

Users can register their palm and link a bank card, then pay with a wave of their hand without needing a wallet or phone

PalmAI Solution

PalmAI combines palm biometric recognition with card activation to support fast, cardless and phone-free payment experiences for retail and payment scenarios

visa-palmpay

Challenge

7-Eleven needed a faster checkout solution for high-traffic convenience stores, especially during peak hours

Use Case

Customers can complete palm payment at checkout by scanning their hand, reducing reliance on cards, phones, QR codes or cash

PalmAI Solution

Tencent PalmAI enables "palm pay" to 7/11, helping improve checkout efficiency while offering customers a fast, hygienic and convenient payment experience

seven-eleven
daxing-subway
visa-palmpay
seven-eleven

Solution Architecture

Palm Device

Device App
User RegistrationDevice Palm SDKPalm RecognitionDevice Update
Mobile App
User RegistrationMobile Palm Registration SDKUser AuthenticationUser Palm Management
Activation App
Module ActivationApplication Activation

Application Platform

Application Platform
User ManagementMerchant ManagementPalm RecordPayment GatewayModule ManagementDevice ActivationFirmware/Application OTARemote Commands / Device Management
Algorithm Platform
Palm RecognitionPalm Feature Database ManagementAlgorithm ManagementModule Management

Infrastructure Resources

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