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PayMax

Designed for large-scale payment identity verification in financial and retail environments. Optimized for secure, contactless transactions—including retail checkout, banking transfers, and vending payments—using payment-grade palm encryption. Enhances trust, reduces fraud, and streamlines high-value authentication processes.

PayMax

Main Features

Ultra-Secure and Highly Accurate Identity Verification Solution for Large-Scale Payment Scenarios

System Capacity

0

Palm Database

Performance

0.2%False Rejection Rate (FRR)
0.000001%False Acceptance Rate (FAR)
Security Tier

Security Tier

Financial & Payment Grade

Safety Priority

Safety Priority

High-accuracy & Privacy Protection

Recognition Mode

Recognition Mode

Bimodal & Backend Matching

Cases

Financial-grade identity verification for retail, banking, and payments

Background

Since May 2023, Beijing Subway's Daxing Airport Line has rolled out a new palm-scan fare payment service at Caoqiao, Daxing Xincheng, and Daxing Airport Stations.

Scenarios

This service is designed for frequent commuters, providing a fast, convenient palm-scan transit experience.

Solutions

Palm verification is contactless, mask-friendly, reduces misidentification, and is user-friendly.

daxing-subway

Background

At the 9th Singapore Fintech Festival, Tencent officially unveiled its overseas expansion for palm-swiping technology and announced cooperation with Visa to bring this technology to the international payment market, starting with Singapore.

Scenarios

Users can link their bank card and register their palm by following the on-device prompts. Once activated, they can pay simply with a wave of their hand, without needing a phone or a wallet.

Solutions

Combining palm biometric recognition with card activation enables fast, cardless, and phone-free payments, enhancing convenience and user experience.

visa-palmpay

Background

Since September 2023, palm-based payment has rapidly expanded across China's retail sector. 7-Eleven, rolled out palm payment across 1,500 stores within one month, significantly improving checkout efficiency during peak hours.

Scenarios

The solution targets high-traffic convenience stores, accelerating payment during peak periods and enhancing the overall customer experience.

Solutions

Contactless palm payment enables fast, hygienic transactions without cash or card, improving efficiency and reducing queue times. "Paying with palm makes customers more willing to wait even when there are seven or eight people ahead in line," noted 7-Eleven China VP, highlighting strong user acceptance and high customer satisfaction.

seven-eleven

Background

Leveraging PalmAI technology, this solution delivers Hong Kong's first palm-based KYC healthcare system for Bupa HK, providing Express Check-In services across 50+ clinics and over 400,000 patients.

Scenarios

Provides Bupa clinics with a contactless, zero-error, zero-delay patient experience, significantly enhancing operational efficiency.

Solutions

Utilizing our Standard solution, the system is deeply integrated with Bupa's appointment and patient management platforms, enabling seamless palm-based identity verification and automated check-in, significantly reducing wait times, improving operational efficiency, and ensuring patient privacy.

bupa-payment
daxing-subway
visa-palmpay
seven-eleven
bupa-payment
Enterprise & Identity Verification Grade

Functional Architecture Diagram

Palm Device

Device App
User RegistrationDevice Palm SDKPalm RecognitionDevice Update
Mobile APP
User RegistrationMobile Palm Registration SDKUser AuthenticationUser Palm Management
Activation App
Module ActivationApplication Activation

Application Platform

Application Platform
User ManagementMerchant ManagementPalm RecordPayment GatewayModule ManagementDevice ActivationFirmware/Application OTARemote Commands / Device Management
Algorithm Platform
Palm RecognitionPalm Feature Database ManagementAlgorithm ManagementModule Management

Infrastructure Resources

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